At Xubex® we are committed to providing the best in customer service. You can now receive up to 20% off brand medications and
up to 70% off generic medications. Just present our Drug Discount card
to your pharmacist! It's pre-activated and there are no enrollment
fees or deductibles. The entire family qualifies to use the card.
Good at over 55,000 participating pharmacies nationwide. Cards are
pre-activated for immediate use, no expiration
date, valid for the entire family. |
What are Pharmacy Discount Cards?
Pharmacy discount card program helps patients to curtail the cost of medicines. These are not equal to health insurance. Such cards offer discount ranging from 0-80% on prescribed medicine. Various pharmacies produce varying pharmacy discount cards depending upon their scheme. With such a program helping patients obtain their prescription drugs more affordably, these cards have become a great help to patients.
Various types of pharmacy discount cards and eligibility to use such cards:
There are many different types of pharmacy discount cards. Some offer significant savings while others are not a good deal. There are various schemes under which pharmacy discount cards are available. Though primarily they are offered to procure medications which are not covered under health insurance, some of them help in addition to the insurance programs. How useful a discount drug card can be depends on the card, its cost and the rules for using it.
Some pharmacy discount cards have eligibility restrictions such as income limits, age limits. The restriction is usually for patients over the age of 65 or families with young children. Such cards are usually free or come at a very low fee. These are typically offered by the government, such as Medicare prescription discount cards.
Some other cards cannot be used by people having a health insurance and are meant only for patients who cannot afford their prescribed medication.
Yet, some pharmacy discount cards are available to anyone. Such cards generally require one to pay an annually or monthly recurring fee for the use of the card. Cards which are restriction-free are generally more expensive, but they still result in lower purchase prices for medicines. Such cards are usually offered by corporate houses that negotiate with individual pharmacies for lower pricing.
Besides these, there are also store affinity cards offered by certain drug stores to members who qualify for their criteria. Then there are some discount cards offered by certain pharmaceutical companies to patients who do not have a free prescription program or a health insurance to help them reduce the cost of buying their medicine.
How can you save money through the use of these cards?
Before going in for a Pharmacy Discount Card you need to carefully evaluate any and all costs involved in availing the discount offered by such cards. At times the fee may add up to more than the discount. When using a free card, it is still important to consider the cost of your medicine and do a comparative shopping. To determine whether a Pharmacy Discount Card will help you save money you need to understand the following:
Once you get answers to all this checkers, you can assess whether the particular discount card is suitable for you to save money on your prescribed medicines or not.
- Does the card come free of cost or is there a fee for obtaining the card? Is the fee a one-time only or is there a monthly or annual recurring fee attached to it? if it is free, then do you need to pay a processing fee for every prescription you avail the discount on?
- Does the card cover the medicines you need? Because not every card cover generic medicines and not all of them help pay for all kinds of medications. So does the card cover the medicines you require?
- Is the card honored at your local pharmacy? If not, are you willing to change your pharmacy to avail the discount?
- How much discount can you avail through the card? Different cards offer different range of discounts varying from 0-80%.
- If the medicines are available through a mail-order pharmacy, does it come with free shipping or do you have to pay additional shipping and handling costs?
- Is there a policy of refund? Is there a helpline you could call for assistance?
Xubex Discount Cards
Xubex® is committed to provide the best in customer service. You can now receive up to 20% off brand medications and up to 70% off generic medications. All you need to do is to just present our Drug Discount card to your pharmacist! The Xubex Discount card does not need any processing or enrollment fee, is pre-activated and there are no deductibles on availing the discount. Xubex has no restricting factors and the entire family qualifies to use the card. It is honored at over 55,000 participating pharmacies nationwide. Xubex gives you the best deal in Pharmacy Discount as the cards are pre-activated for immediate use, have no expiration date and are valid for the entire family.